Win with AI.
Without the Risk.
Deploy fraud detection, credit intelligence, and customer AI faster than competitors—while automatically ensuring SOX, KYC/AML compliance. ARPIA is the strategic advantage that lets financial institutions move at startup speed with enterprise control.
Why Financial Services
Need AI Governance
Financial institutions face unique challenges when deploying AI
Multi-Jurisdiction Compliance
Navigate SOX, KYC/AML, GDPR, CCPA, and evolving AI regulations across global markets. Every AI decision must be auditable, explainable, and compliant.
Fragmented Systems & Legacy Infrastructure
Customer data scattered across core banking, CRM, trading platforms, and risk systems. AI needs unified access without compromising security or creating new vulnerabilities.
Model Risk & Algorithmic Bias
AI models making credit, fraud, and investment decisions require continuous monitoring for bias, drift, and unintended consequences. Reputation risk is existential.
Innovation at the Pace of Compliance
Competitors deploy AI rapidly. Legacy governance processes take months. Financial institutions need a way to move fast without breaking regulations.
ARPIA: Built for
Financial Services
ARPIA sits between your data systems (core banking, CRM, trading platforms) and AI agents, providing real-time governance, policy enforcement, and complete auditability. Deploy AI use cases in 30-90 days while maintaining full regulatory compliance.
Financial Services
Use Cases
Agentic AI Assistants for Financial Operations
Deploy intelligent AI assistants with governed access to your complete knowledge ontology—empowering employees with instant access to policies, procedures, customer history, and regulatory guidance.
The Problem
- Customer service reps spend 40% of time searching for information
- Compliance policies buried in 500+ page documents
- New employees take 6+ months to reach full productivity
- Knowledge trapped in silos across departments
ARPIA Solution
- AI assistants with governed access to unified knowledge graph
- Natural language queries across all systems (CRM, core banking, policies)
- Role-based access ensures compliance
- Real-time answers with source citations
Business Impact
- 65% reduction in average handle time
- 3 months vs. 6 months to full productivity
- 95% first-call resolution rate
- Zero compliance violations from misinformation
Proactive AI: Intelligent Task Generation
ARPIA's proactive AI continuously monitors your data, detects anomalies and opportunities, then automatically generates prioritized tasks for your team—turning reactive operations into proactive intelligence.
The Problem
- Critical issues discovered too late (fraud, credit risk, compliance gaps)
- Teams overwhelmed with alerts, miss what matters
- Manual monitoring can't scale across portfolios
- No prioritization—everything seems urgent
ARPIA Solution
- AI continuously analyzes transaction patterns, account behavior, market signals
- Auto-generates tasks: "Review customer X for fraud indicators"
- Intelligent prioritization based on risk and impact
- Tasks include context, recommended actions, and deadlines
Business Impact
- Early detection: Issues caught 14 days earlier on average
- 80% reduction in false positive alerts
- Team focuses on high-impact work only
- Compliance issues addressed before they become violations
AI-Driven Collections: Human + AI Collaboration
Orchestrate AI and human collectors seamlessly—AI handles 100% of customer outreach, intelligently segments accounts, and routes complex cases to specialists while protecting customer relationships.
The Problem
- 100K+ credit card holders, team can reach 15%
- Good customers receive aggressive calls
- High-risk accounts fall through cracks
- Manual segmentation outdated within days
ARPIA Solution
- AI assistants manage 100% of portfolio communications
- Proactive AI classifies: pre-due reminders vs. escalation needed
- Personalized messaging preserves customer relationships
- Auto-route complex cases to human specialists with full context
Business Impact
- 100% portfolio coverage vs. 15% manual
- 35% reduction in delinquency rates
- 60% decrease in customer complaints
- Collectors handle 3x volume (high-value only)
Enterprise-Scale Secure AI Platform
Deploy any financial services use case—fraud detection, credit decisions, customer service, compliance monitoring—on a single governed platform that scales from pilot to millions of transactions.
The Problem
- Each AI initiative requires custom infrastructure
- Security and compliance rebuilt for every project
- 6-12 months to production for new use cases
- AI sprawl creates ungovernable risk
ARPIA Solution
- Single platform for all AI use cases
- Built-in governance, security, and compliance
- Deploy new use cases in 30-90 days
- Scale from 100 to 10M+ transactions without re-architecture
Business Impact
- 10+ use cases deployed on single platform
- 70% reduction in AI infrastructure costs
- Zero security incidents across all deployments
- Innovation velocity: 4x faster time-to-market
Built-In Governance
for Financial Services
Enterprise AI governance and orchestration designed for financial services use cases
AI Governance Engine
Unified policy control for every AI model, agent, and data interaction. Real-time enforcement of financial regulations, risk limits, and business rules across all AI systems.
Complete AI Audit Trails
Full traceability of every AI decision, model inference, and agent action. Complete audit logs for regulatory reporting, model risk management, and compliance documentation.
Model Risk Governance
Continuous monitoring of AI model performance, bias detection, and drift analysis. Automated validation workflows and governance documentation for SR 11-7 compliance.
Agent Orchestration
Governed orchestration of AI agents across fraud detection, credit decisions, and customer service. Policy enforcement ensures agents operate within risk boundaries and regulatory requirements.
Knowledge Governance
Unified knowledge ontology connecting customer data, transaction history, and regulatory policies. Ensures AI agents access only authorized, governed knowledge with full auditability.
Real-Time Policy Enforcement
Automated policy rules for data access, model usage, and agent behavior. Proactive alerts for governance violations, risk thresholds, and compliance gaps before they become issues.
Your Competitors Are Already Moving
Leading financial institutions deploy AI use cases in 30-90 days with ARPIA—not 6-12 months. Every day without AI orchestration is a day your competitors get further ahead.